Privacy

Bulls & Bears Media (hereafter referred to as Bulls & Bears) is committed to treating personal information obtained through the radio show, websites, podcasts, and social media owned or operated by Bulls & Bears with respect for user privacy concerns and in accordance with this Privacy Policy.  “User” is defined as any person who for any reason accesses any media, including this website, owned or operated by Bulls & Bears.

This privacy policy is applicable to all business conducted by Bulls & Bears.   All personally identifiable information collected by Bulls & Bears  when users visit the Bulls & Bears Media websites, including but not limited to bullsandbearsradio.com or information shared with Bulls & Bears by Bulls & Bears business partners is kept confidential and is used for internal purposes only.  Personally identifiable information is defined as information that can identify an individual, including but not limited to name, address, telephone number, etc.  Additional information collected by Bulls & Bears for internal purposes may include user IP address and user website usage information. Bulls & Bears does not disclose any personally identifiable information to persons or entities outside of with the exception of TradersArmy.  Traders Army is a sponsor of bullsandbearsradio and a financial market education partner of Bulls & Bears.  TradersArmy privacy policy can be read at tradersarmy.com/privacy-policy/

This privacy policy does not apply to personally identifiable information collected by any entity except Bulls & Bears. Any information collected from any entity other than Bulls & Bears including entities that may advertise or offer products or services on Bulls & Bears is subject to the privacy policies of the third-party entity.

Promotions and Surveys

Contests, sweepstakes, other promotions or surveys that may be offered by Bulls & Bears may require Bulls & Bears to request additional personally identifiable information from participants related to the topic of the survey, entry in the promotion, prize notification or fulfillment.  Information collected  and shared with TradersArmy in this capacity is bound by the TradersArmy privacy policy as described at tradersarmy.com/privacy-policy/

Use of Information

Bulls & Bears uses personally identifiable information collected from users for the following general purposes:

•  to fulfill user requests for specific products and services;

•  to customize the advertising and content;

•  to improve website design and content;

•  to contact users about special offers, products or services;

•  to enter users in promotions at their specific request

•  to provide users with customer service.

Information Sharing and Disclosure

Bulls & Bears will not sell, share, or otherwise disclose any personally identifiable information about current or former Bulls & Bears website or media users to third party companies or individuals, except as permitted or required by law.

Bulls & Bears may share or disclose personally identifiable information about users to other companies or individuals when Bulls & Bears:

•  has the consent of the user to share the information;

•  utilizes third-party service providers to provide products, services or functions on the behalf of Bulls & Bears (such as sending emails or processing credit cards), and requires these service providers to agree to maintain the confidentiality of personally identifiable information of Bulls & Bears users and not to use this personally identifiable information for any reason except to carry out the purpose(s) for which they were contracted by Bulls & Bears;

•  needs to protect legal rights (for example, user fee collection or Terms of Use enforcement);

•  must comply with applicable laws, regulations, or legal or regulatory process; or

•  is in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of the Bulls & Bears business.

Aggregate information is information that Bulls & Bears (or third party service providers on our behalf) collect about Bulls & Bears website users on an anonymous basis. Bulls & Bears may share aggregate demographic and usage information with prospective and actual business partners, advertisers, and other third parties.

Cookies

Bulls & Bears (or third party service providers on the behalf of Bulls & Bears) may set and access cookies on Bulls & Bears-user’s computer(s). Cookies are used to understand website usage and improve the content and offerings on websites owned and operated by Bulls & Bears. Cookies may be used to identify registered users, personalize user’s experience at Bulls & Bears websites and media, save user password(s) in password-protected areas, and display relevant content, products, services, and advertising. To the extent that Bulls & Bears utilizes third-party service providers to set and access cookies on the computer(s) of Bulls & Bears website users on behalf of Bulls & Bears, Bulls & Bears requires such service providers to agree to maintain the confidentiality of the information collected and not to use such information for any reason except to carry out the purpose(s) for which they were contracted for their service(s).

Bulls & Bears uses reputable third parties to present or serve some or all of the advertisements on websites owned and operated by Bulls & Bears. These third party network advertisers may set and access their own cookies on user’s computer. The use of cookies by third parties is subject to such third party’s own privacy policies.  Users are responsible and encouraged to adjust settings related to cookies on their computer(s) depending on their needs.  Users are reminded that if browsers are set to reject cookies, they may be prevented from taking advantage of certain features offered through Bulls & Bears websites.

Security

Personally identifiable information collected by Bulls & Bears is password-protected. This information is stored in limited access servers. Bulls & Bears maintains (directly and through our agents) physical, electronic, and procedural security safeguards to protect the personally identifiable information collected by Bulls & Bears.

Children

Due to the financial nature of the business conducted by Bulls & Bears, websites owned or operated by Bulls & Bears are not designed to appeal to children under the age of 18. Bulls & Bears does not knowingly solicit any information from children nor knowingly market the Bulls & Bears website or its products or services to children. Users under the age of 18, are requested not to use or register on websites owned or operated by Bulls & Bears.

Transfer to the U.S.

Information collected by users who are located outside of the United States will be transferred to the United States.  User registration on websites owned and operated by Bulls & Bears is accepted as consent to this transfer.

Changes to Privacy Policy

Bulls & Bears may change this policy from time to time without notice. Any changes to this policy will be promptly posted on websites owned and operated by Bulls & Bears.  Use of websites owned or operated by Bulls & Bears after any changes have been posted will constitute the user’s agreement to the modified Privacy Policy.